Title: Underwriter
Location: Woodbridge, ON (In Office)
About the Role:
We are seeking an experienced and detail oriented Underwriter to join a growing insurance brokerage. This role plays a key part in assessing risk, structuring coverage, and ensuring clients receive competitive, comprehensive insurance solutions. The ideal candidate brings sound judgment, technical expertise, and a client focused approach to underwriting, particularly within the construction and commercial sectors.
Responsibilities:
- Evaluate new business and renewal applications to determine eligibility, coverage, and pricing
- Review and analyze submissions, including financial statements, inspection reports, and prior loss history
- Assess risks across property, liability, auto, and specialty lines, with a focus on construction and contracting clients
- Collaborate with Account Managers and Producers to develop tailored insurance solutions that balance client needs with underwriting guidelines
- Negotiate terms and conditions with insurers and underwriting partners to secure competitive options
- Maintain compliance with internal underwriting policies and industry regulations
- Support the continuous improvement of underwriting processes, tools, and documentation
- Provide mentorship or guidance to junior staff when required
Qualifications:
- Minimum 3 years of underwriting experience in commercial lines (construction experience preferred)
- Post secondary education in business, finance, or a related field
- Active RIBO license required (or eligibility to obtain)
- CIP, CAIB, or other industry designation considered an asset
- Strong analytical and problem solving skills with a high attention to detail
- Proficient in insurance management systems and Microsoft Office Suite
- Excellent communication skills with the ability to build strong relationships across teams and clients
Why Join:
- Opportunity to work with a respected brokerage that values collaboration, integrity, and professional growth
- Family oriented culture with mentorship from experienced leaders in the industry
- Competitive compensation and benefits with room to grow into senior underwriting or management roles